Review Is Moni Finex Scam or Should I Invest

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Monifinex Review: Scam or Paying? claims it could make you huge profits in investments . How true is this? You may have come across many systems on the internet promising you quick fortunes, the truth is that majority of them turn out to be scams. In this review, we provide you information based on our investigations and user experiences to help guide you make the proper decision.

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Monifinex Review: Disturbing Things Found

Most of this quick-profit investment schemes are HYIPs. What is a HYIP? It is a just a type of ponzi scheme. Initial investors only get paid when new people sign up and invest, what this means is that you are under pressure to bring in new investors so that you will get paid. As soon as the amount of new investor drops, the owners do away with the money invested, and the site is closed down since there is no longer enough money to pay initial investors. Those that benefit most times are the first investors. The system is not sustainable because it will surely shut down abruptly leaving your money trapped in the hands of the scammers that set it up initially.

Most of them provide a registration certificate and so-called evidence of payments. Don’t be deceived, anybody could get a sham address and certificate most especially from the Company House in UK which most of them use, for just £5. These companies claiming to be located in the UK or similar countries are not in actual sense located there.


A lot of people would try to tell you otherwise but the truth remains that the people behind this platform are not using your money to trade. Rather they run a margin system otherwise known as a ponzi scheme. The ROI is unrealistic, and the affiliate program commission is an indication that they are eager for your money. Though this website looks authentic, and the testimonials sound convincing, don’t be deceived by their whitewashed lies. They might pay initial investors, but like other HYIP’s, one day they will abscond with your money when there are not enough deposits. is not a legit platform. Don’t be deceived by their promises.


Everyday we get complaints of people been scammed. Most people fall for these schemes because of the sweet promises of making huge profits within a short time. On a serious note, legit systems exists but scams are very very numerous. So you need a guide to help you make a good decision. We have made it our duty, by exposing scams.

Our Recommendation

They are lots of online investment opportunities which could fetch you money and give you a good Return On Investment. We constantly search them out to guide our readers so they don’t fall for scams. Always feel free to interact with us in the comment section.

Moni Finex Review – Sophisticated SCAM

Moni Finex is a new high yield investment program which is taking over the internet. Their marketing capabilities are way too professional and they have huge investor base.

Sadly, their operational model is based on ponzi structure which means all the investors will eventually lose their funds. Moreover, their entire platform is filled with get rich quick claims and are directly in violation of law.

Before they sell you the dream of getting rich, go through our review to find out their actual agendas and, then make the final decision. After all, it is impossible to make money by pushing few buttons, right?

Team, Company and Support

There is tons of pictures wherein they showcase their staff and employees. At first glance, they all appear to be legit. However, upon inspection we found out that all the images used were either stock photos or of actors.

As far as credibility goes, this issue has definitely brought down their value. Moreover, think for a moment, why would they lie about their employees unless there is something they are trying to hide? The only reason as to why they are pretending to be a transparent company is to gain your trust.

So, verify everything when it comes to online investing. They claim to be based in the UK, but are not overseen by the FCA. Based on this factor alone, we can say without any doubt that, they are in violation of law and will get shut down in the near future.

If you need any help from the so called support staff of this platform, then it is nothing short of a miracle. The support team will constantly persuade you to invest more and once they have control over your account, they will block you without any prior notice.

Below are the contact details of this firm.

Address – 107 Cheapside, London, United Kingdom, EC2V 6ON

Phone – +44 1527918205

Moni Finex Business Model

Moni Finex claims to be active in forex and binary trading. The markets they are alleged to be involved is liquid enough, but it does not necessarily means that, you will make money.

There is no explanation as to what they do with the funds and we do not have a clue about their trading process. Their exact statistics over the years is unknown and due to the lack of data, trusting them is just like reckless gambling.

Trading opens up a world of opportunities for the retail investors, but that is not a magical pill to make money. If you venture into the market with the wrong mindset and process, then chances are, you will be wiped out pretty soon.

So, say no to anyone who promises you an easy track to make a fortune and remember nothing worth having comes for free.

Returns Promised

The returns offered by them ranges from 1% to 2% per day. For most of the beginners, this number might seem very achievable. However, the reality dictate otherwise.

If their claims were indeed true, then you are guaranteed to become a billionaire within a few short years, but isn’t that too ambitious? Check out their plans, it seems too good to be true.

Moni Finex Review: First tier in four-part MoniFinex Global Ponzi scheme

Someone has gone to a fair bit of effort in the presentation of Moni Finex’s management team.

Moni Finex is part of MoniFinex Global, which is supposedly headed up by owner and CEO Moni Micha.

Moni Micha is played by this guy:

I say played because prior to Moni Finex launching earlier this year, Moni Micha didn’t exist.

Which is strange, when you consider MonFinex Global claims Micha

received an offer as an advisor which continued for 10 forex trading companies in a row, those are at the top in the market even now.

For clarity, here’s when MoniFinex’s Global’s associated websites were created:

  • Moni Micha bio site – September 27th, 2020
  • MoniFinex Global – March 22nd, 2020
  • Moni Finex – September 27th, 2020
  • MoniFinex Forex – May 20th, 2020
  • MoniFinex Coin – March 22nd, 2020

All the MoniFinex Global domains are registered privately.

What stands out in particular is the fact that that the Moni Finex domain was registered prior to Moni Global.

The original intent was obviously to launch Moni Finex. At some point whoever is behind Moni Finex decided to create a bunch of companies, all under the MoniFinex Global umbrella.

Moni Micha’s accent is distinctly eastern European, which coincides with the claim he was born in the Ukraine.

At the time of publication Alexa pegs Thailand (37%) and the US (28%) as top sources of traffic to the Moni Finex website.

In their marketing material, Moni Finex provide four certificates of incorporation; Seychelles the Commonwealth of Dominica, the UK and Delaware in the US.

We can write off the first three as they are scam-friendly jurisdictions with little to no regulation.

I ran a search for “monifinex” on Delaware’s Divisions of Corporations website, and nothing came up.

The Deleware certificate provided in Moni Finex’s marketing material appears to be bogus.

Looks like we’ve got another dodgy Russian/Ukrainian company scamming people halfway across the world.

Read on for a full review of the Moni Finex MLM opportunity.

Moni Finex Products

Moni Finex has no retailable products or services, with affiliates only able to market Moni Finex affiliate membership itself.

Moni Finex’s Compensation Plan

Moni Finex affiliates invest funds on the promise of an advertised ROI.

  • Silver Package – invest $100 to $9999 and receive a 1.5% daily return for 200 days (300%)
  • Gold Package – invest $10,000 to $49,999 and receive a 1.75% daily return for 200 days (350%)
  • Platinum Package – invest $50,000 or more and receive a 2% daily return for 200 days (400%)

A 10% recruitment commission is paid on funds invested by personally recruited affiliates.

Residual Commissions

Moni Finex pays residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of each day Moni Finex tallies up new investment volume on both sides of the binary team.

Affiliates are paid a 10% residual commission on matched funds.

Note that Moni Finex cap residual commissions based on how much an affiliate has invested:

  • Silver Package affiliates can earn up to $2500 a day
  • Gold Package affiliates can earn up to $5000 a day
  • Platinum Package affiliates can earn up to $50,000 a day

Joining Moni Finex

Moni Finex affiliate membership is tied to a minimum $100 investment.

The more an affiliate invests the higher their income potential via Moni Finex’s compensation plan.


Moni Finex claims to run a

one of its kind blockchain and cryptocurrency based Index Fund Services’ Marketplace driven by hypergrowth technologies like Artificial Intelligence and Machine-Learning.

The reality of Moni Finex’s claim is that there’s no evidence to support it.

An example of such evidence would be disclosures made as part of legally required regulatory filings.

Without such, the only verifiable source of revenue entering Moni Finex Global is new investment.

Furthermore Moni Finex’s business model fails the Ponzi logic test.

If “Moni Micha” and friends were able to legitimately generate returns of up to 2% a day, they’d do it quietly and soon be among the richest people on the planet.

Whoring out the golden goose for as little as $100 a pop makes no sense.

Having pillaged investors in Thailand, Moni Finex now appears to have set its sights on the US.

To that end the company uploaded a video titled “Moni Finex New USA Headquarters” a week ago.

According to the YouTube description, the video depicts “Moni Finex(‘s) new headquarter [sic] in the United States”.

Update March 30th 2020 – As at the time of this update, the referenced Moni Finex video previously embedded here has been removed from YouTube. /end update

No idea if the video was actually shot in the US but quite obviously once again Moni Finex are using actors.

And not very convincing ones at that.

The actor they’ve got playing Moni Finex’s Director in the video has been named “Marcos Bryan”.

Like Moni Finex, Bryan doesn’t exist outside of Moni Finex’s marketing material.

A bunch of executive names are given on Moni Finex’s website. None of these individuals as represented by Moni Finex exist either.

In their compensation plan material, Moni Finex readily admits its offering an investment opportunity:

We offer a diverse portfolio of investment options to easily fit into your budget sections accordingly.

The passive nature of Moni Finex’s investment opportunity qualifies it as a securities offering.

In the US securities offering are regulated by the SEC.

Neither Moni Finex, MoniFinex Global, Moni Finex (the actor) or Marcos Bryan are registered with the SEC.

This means that, regardless of everything else, Moni Finex are operating illegally in the US.

Moni Finex also provides no indication it has registered with Thailand’s SEC either.

Moni Finex appears to have been given a ten month or so shelf-life.

The company began promoting itself on YouTube on January 1st, 2020.

As I write this MoniFinex Coin, MoniFinex Forex, MoniFinex Mining and MoniFinex Coin have messages on their respective websites advising an October 1st launch date.

Based on those company names, cryptocurrency mining and forex scams have yet to launch.

They, along with Moni Finex, will be tied to MoniFinex Coin, through which MoniFinex Global’s exit-scam will be executed through.

In other words, the usual MLM crypto rubbish.

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As with all MLM Ponzi schemes, once affiliate recruitment slows down so too will new investment.

This will starve Moni Finex of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes like Moni Finex guarantees that when they collapse, the majority of participants lose money.

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